If you need assistance, please call 443-567-0650

Loan Depot

Rick Proctor

Rick Proctor

Loan Consultant
NMLS# 110405
Cell: 443-992-2197
Fax: 833-604-2994
8200 Coastal Highway
Ocean City MD 21842

Put my 30+ years of lending experience to work for you. I specialize in purchase and refinance loans for resort homes, particularly condo financing, but I also have extensive experience working with First Time Homebuyers, FHA 203k, Investment Properties, USDA, and VA.


 I am dedicated to providing you with top customer service and assistance in finding options that meet your home buying or refinancing needs. Our innovative financing programs can help you buy your very own piece of the American Dream, and establish long-term financial security for you and your family. 

With me you can always expect: 
* Prompt communication Dedication to meeting your home financing needs.

Competitive rates and fees Responsive and professional service.

Experience with complex income or credit challenges.

At Bay Shore United Bank, we process, underwrite and close your loan in-house giving us flexibility and control over the loan from start to finish. This means common sense decisions and on-time closings for our customers. 

When away from the office I enjoy the beach life and fishing with my wife and three children. 

Carol Proctor, Associate Broker Berkshire Hathaway HomeServices Penfed Realty
Carol Proctor, Associate Broker, Team Leader
5000 Coastal Highway #6
Ocean City, MD 21842
Loan Depot, NMLS #174457
Richard Proctor, NMLS #110405
Phone: 443-992-2197

The data relating to real estate for sale on this website appears in part through the BRIGHT Internet Data Exchange program, a voluntary cooperative exchange of property listing data between licensed real estate brokerage firms in which Carol Proctor, Associate Broker Berkshire Hathaway HomeServices Penfed Realty participates, and is provided by BRIGHT through a licensing agreement. The information provided by this website is for the personal, non-commercial use of consumers and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Some properties which appear for sale on this website may no longer be available because they are under contract, have Closed or are no longer being offered for sale. © 2022 BRIGHT, All Rights Reserved Information Deemed Reliable But Not Guaranteed. Data last updated: November 27, 2022 8 PM.
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